CMA Financial Corporation ("CMA Financial Corporation," "Us," "We," "Our") is committed
to protecting the privacy of each user of this website ("You," "Your") each time
You visit Our website. Your use of this website constitutes Your acceptance of and
agreement to this Privacy Policy and the Terms of Use and the Disclaimer. You can
access and browse Our site without disclosing any of Your personal data. CMA Financial
Corporation does not collect personal information about You, such as names and mailing
or e-mail addresses, unless it is knowingly provided by You and You have agreed
to the terms under which We will use such information. CMA Financial Corporation
reserves the right to update this Privacy Policy from time to time with 30 days
written notice posted herein. Your continued use of any website or service covered
by this Privacy Policy after We have notified You of an amendment or posted the
amended Privacy Policy on this website will constitute Your agreement to the same.
Even though We will provide reasonable notice to you of a Privacy Policy amendment,
it is Your sole responsibility to review this website’s Privacy Policy each and
every time You use this site.
Disclosure of Information
CMA Financial Corporation will not sell, trade, or rent Your Non-Public Personal
Information to others. We do not automatically log personal data nor do We link
information automatically logged by other means with personal data about specific
individuals. We may use IP addresses to compile and provide aggregate statistics
about Our visitors, traffic patterns, and administer the site. This statistical
information may also be related to third parties, but these statistics will not
include any personally identifying information, track user’s movement, and gather
broad demographic information for aggregate use. IP addresses are not linked to
personally identifiable information. We collect only the personal data that You
may volunteer while using our services. We do not collect information about Our
visitors from other sources, such as public records or bodies, or private organizations.
CMA Financial Corporation may release account information when such release is reasonably
necessary to comply with the law; enforce the terms of any of Our user agreements;
or protect the rights, property, and safety of CMA Financial Corporation, the users
of Our site, or others.
1. Non-Public Personal Information. CMA Financial Corporation owns
and maintains this online website which has information and advertisements on it
from Third Party Relationships. CMA Financial Corporation has business, marketing,
or affiliate agreements which create these Third Party Relationships. If You do
business with any entity which is a Third Party Relationship to Us, You may have
to disclose to that Third Party Your Non-Public Personal Information including without
limitation, Your name, address, telephone number, electronic mail address, credit
card information, bank account information, and Your social security number (collectively,
your "Non-Public Personal Information"). You should consult that Third Party’s separate
privacy policy before You engage in a transaction with that Third Party. If You
engage in a transaction with CMA Financial Corporation directly then CMA Financial
Corporation will collect Your Non-Public Personal Information.
If you do business with CMA Financial Corporation then We will use Your Non-Public
Personal Information to establish Your account, to communicate with You, and for
ongoing record keeping, as required by law.
CMA Financial Corporation will not release Non-Public Personal Information about
You without Your permission, except:
(a) as permitted in this Privacy Policy;
(b) as permitted in any written agreement between You and CMA Financial Corporation;
(c) where We believe it is reasonably necessary to conduct business; and
(d) where We believe it is necessary to enforce Our rights under any agreement
between You and CMA Financial Corporation.
CMA Financial Corporation will provide a means for You to manage and control the
information that You have voluntarily provided to Us, and a means for You to communicate
Your privacy questions and concerns to Us.
We will not knowingly collect Non-Public Personal Information on users under the
age of eighteen. We encourage parents and guardians to monitor the Internet-based
activities of their children and to contact Us if they desire.
2. Anonymous Information. "Anonymous Information" is information other
than Non-Public Personal Information, and includes the domain names, IP addresses
and type of browsers that You may use, from time to time, referring URLs, and other,
non-personally identifiable information.
When You access any site or service covered by this Privacy Policy, We collect Anonymous
Information. We use this information for system administration, to market research
(which may be shared with any Third Party including but not limited to Our advertisers
or business affiliates), and, generally, to improve Our services. We may share this
Anonymous Information with selected advertisers or business affiliates at Our discretion
only.
CMA Financial Corporation will not share any Anonymous Information if that information
is or will be linked to Your Non-Public Personal Information, unless We have given
You notice as described above and You have given Us authorization to do so.
CMA Financial Corporation reserves the right to use IP addresses to identify users
of Our site when We feel it is necessary to enforce compliance with our site's Terms
of Use, or to protect Our service, site, or other users.
3. Sharing Non-Public Personal Information. We reserve the right to
share your Non-Public Personal Information with Third Parties. Any Third Party which
receives information from Us has the right to use the data We provide the Third
Party (sometimes, in connection with other information the Third Party may have
gathered about You), but are generally prohibited from sharing this Non-Public Personal
Information with other companies, entities, or people. In certain special cases,
We may disclose Your Non-Public Personal Information when We have reason to believe
that disclosing this information is necessary to identify, contact or bring legal
action against someone or something which may be causing injury to You, or otherwise
injuring or interfering with CMA Financial Corporation’s rights, property or operations,
other CMA Financial Corporation users, or anyone else who could be harmed by such
activities. We may also disclose Your Non-Public Personal Information when We believe
the law requires it, or in response to any demand by law enforcement authorities
in connection with a criminal investigation, or civil or administrative authorities
in connection with a pending civil case or administrative investigation.
4. Third Party Relationship or Third Party. CMA Financial Corporation
has relationships with many corporations, entities, and people not associated with
CMA Financial Corporation through either an employee relationship or an ownership
interest. A "Third Party Relationship" or "Third Party" is any corporation, entity,
or person other than CMA Financial Corporation, its immediate employees, and its
parent or subsidiary companies with whom CMA Financial Corporation has a business,
marketing, contractor, affiliate, or other similar relationship.
Whenever You provide registration information on certain co-branded Web pages or
for certain services provided in conjunction with a Third Party Relationship, some
data You provide is shared with Third Parties. You should make every effort to read
the privacy policies provided by or in association with such Third Parties, and
make an informed decision on Your own whether or not to continue utilizing the services
based on the privacy policies posted on any co-branded Web pages, at Your own discretion.
In addition to finding co-branded Web pages, You may find direct links to CMA Financial
Corporation on Third Party websites. You may also find direct links from Third Party
websites to CMA Financial Corporation. CMA Financial Corporation cannot guarantee
that any Third Party site has adopted acceptable privacy policies. You should read
each and every Third Party privacy policy, and make an informed decision on Your
own as to whether or not to continue based on these Third Party sites' privacy policies,
at Your own discretion. No Third Party site is covered by this Privacy Policy.
5. Security. CMA Financial Corporation may operate secure data networks
protected by firewall and password protection. CMA Financial Corporation has security
measures in place to attempt to protect against the loss, misuse and alteration
of your user data under Our control.
Unfortunately, no method of data transmission
or storage is entirely secure, and while We make reasonable efforts to protect data
stored on Our networks, We cannot ensure or warrant the security of any information
that You transmit to Us, and You do so at Your own risk.
Only authorized employees and/or agents have access to the information You provide
Us. For example, We impose strict rules on CMA Financial Corporation employees and/or
agents who have access either to the databases that store Your information or to
the servers that host Our services. While We cannot guarantee that loss, misuse
or alteration to data will not occur, We make every effort (such as the use of employee
passwords and non-disclosure agreements) to prevent such unfortunate occurrences.
6. Contacting Us. If You have questions about this Privacy Policy
or the practices of this website please contact CMA Financial Corporation:
7. Opting Out. If You want to opt-out, please email
spalmieri@cmafinancialcorp.com.