The CMA Home Buyer Credit Program™ provides a convenient solution enabling real estate investors to sell more homes to customers with bad credit. Whether a customer is in a lease-to-purchase option or a deed-of-trust, this program offers the solution to getting more customers above the 640 credit score required for a refinance or purchase.

Once the real estate investor becomes a registered Agent Partner of CMA, the real estate investor can not only sell CMA Memberships to customers but also offer coupons and promotions to those Members through our Partner Promotion Program. The Partner Promotion Program allows the real estate investor to work alongside CMA in order to provide discounts and promotions to CMA Members.

The CMA Home Buyer Credit Program™ provides a way for a real estate investor to legally market and promote credit repair while at the same time remaining compliant with the Credit Repair Organizations Act and the Real Estate Settlement Procedures Act. A real estate investor which is not enrolled in the CMA Home Buyer Credit Program™ would violate the Credit Repair Organizations Act if the real estate investor were to give any “advice or assistance” to help anyone improve credit. Even a simple comment to a consumer such as “if you pay this loan well, you will improve your credit” puts the real estate investor in violation of the Credit Repair Organizations Act. CMA Financial Corporation is a registered and bonded credit services organization and may legally permit each Member to be eligible for credit repair.

The CMA Home Buyer Credit Program™ enables the real estate investor to use CMA approved language and advertisements in order to generate more traffic and capture more leads. The CMA Home Buyer Credit Program™ allows the real estate investor to implement credit repair strategies into normal advertising and marketing campaigns. The CMA Home Buyer Credit Program™ even offers a FREE credit repair e-book which can be downloaded by a real estate investor customer.

The promotion of the credit repair e-book may also be used in conjunction with the real estate investor’s credit repair marketing campaigns. CMA provides a creative CMA Home Buyer Credit Program™ banner for placement on the real estate investor’s website which not only will promote the real estate investor’s participation in the CMA Home Buyer Credit Program™, but also will capture leads for the real estate investor when clicked on and filled out by an Internet visitor.